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    Downtown Financial Group > Loan > Niche Occupation Program

Niche Occupation Program

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About Niche Occupation Program

We offer niche home buying programs for certain occupations! If you are a first responder or a school employee you may be eligible. This program offers down payment assistance and/or assistance for your closing costs as a grant that can be used towards your down payment and/or your closing costs. The income limits for this program are flexible, and the credit score for this program typically begins at 640.

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Niche Occupation Program Types

This program offers down payment assistance and/or assistance for your closing costs as a grant that can be used towards your down payment and/or your closing costs..

School Employees

School employees refers to teachers, school administration, and school staff (both public and private).

First Responders

First responders refers to Medical and healthcare workers, law enforcement, firefighters, paramedics, emergency medical technicians, and fire support staff • If your niche occupation is not on this list contact us and we can help you find out whether you are eligible for this program or not.

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Features of Niche Occupation Program

All loans are not created equal, Niche Occupation Program has become a great option for people to use.

Down Payment Assistance

Get assistance going towards your down payment and/or your closing costs with a grant.

No First-Time Home Buyer Requirement

If you are currently employed as one of the select niche occupations you can qualify for this homebuying program for teachers, law enforcement, firefighters, paramedics, healthcare workers, and other first responders!

Enjoy the best rates

Loan rates under Niche Occupation Program  are very attractive.

Get Up To 5% Of Your First Mortgage Amount Back As A Grant

If you do not have enough money prepared for a down payment, you can get up to 5% of the first mortgage loan amount back as a grant!

Niche Occupation Program - Eligibility

This program has eligiblity requirements depending on occupation, and credit score.

Qualifying occupations

Medical and healthcare workers, law enforcement, firefighters, paramedics, emergency medical technicians, fire support staff, teachers, school administration, and school staff (both public and private).

If your niche occupation is not on this list contact us and we can help you find out whether you are eligible for this program or not.

Income

Income limits may vary

Credit Rating

Applicant should have the bank specified credit score of 640 +

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Frequently Ask Questions

Do I have to be a first time home buyer?

No you do not. So long as you are employed in one of the occupations mentioned above you can be eligible for this program.

I am a first responder but my occupation is not in the list above. What can I do?

If your occupation is not on the list above you can apply and let us know that your occupation was not listed above during your prequalification. Your loan officer will help you qualify for the program.

Do I have to commit if I apply?

No our applications come with no commitment necessary. This means that if you simply want to apply and learn of your home buying options you can do that. Our team will simply reach out to you and let you know how far you are from homeownership.

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Now apply for a Niche Occupation Program online, All you need to do is provide your details below application form.

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Our goal at Downtown Financial Group is to provide access to the best mortgage loans with competitive interest rates. As mortgage experts we find the best home buying and refinancing program for you!

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Sherman Oaks, CA 91403

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