Buy or Sell a Home and You could Save Thousands
Welcome to Downtown Financial Group....
As a local mortgage brokerage based out of Northridge and servicing all of Southern California, our goal is to help families attain generational wealth through homeownership. Whether you are looking to make your mortgage more affordable by refinancing or you are looking to purchase your first ever home, we understand how valuable owning real estate and more importantly owning a home is!
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.
Gaining expertise leads to greater confidence.
Home Buying
Everything to know about buying a home.
Explore Rates
See today's interest rates and estimate yours.
Mortgage Basics
Everything to know about buying a home.
Refinancing
Understand the ins and outs of refinancing.
ALL-IN-ONE SOLUTION
Our Loan Process...
STRATEGY CALL
Do your strategy consultation call with professionals
PRE-APPROVAL
A loan pre-approval sets you up for a smooth home buying experience.
SHOP
Start working with a real estate agent and viewing homes.
LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
UNDERWRITING
They closely evaluate all the documentation in the loan package.
CLOSING
Documents are drawn and sent to the title company for closing.
Your Home Loan Could Be
Fully Funded 30 Days From Now
Why People Choose Us
Dedicated Specialists
Our team of mortgage experts will help guide you through your loan process!
Success Stories
Join the hundreds of California families who buy and refinance their homes with Downtown Financial Group’s easy and amazing programs.
Free Estimates
Our estimates are free and at no-commitment. You can schedule a free prequalification or try our mortgage calculator.
6 Ways We Help You Lock in Lower Rates
Let our experienced team of Downtown Financial Group guide you through the buying or refinancing process quickly, efficiently, and confidently.
Secure Your Home Purchase Loan
Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
Refinance for Better Rates
Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
Compare Rates & Pick the Best
You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
Get Your Loan Funded Faster
Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want. We will work very efficiently. Hope you will work with us.
Evaluate Your Property
Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals. This is amazing thing don't misses the chance.
Get a Cash-Out Refinance
Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you. Get this opportunity fastly.
Get Your Mortgage Rate Quote in Just 30 Seconds!
Today's Mortgage Rates
3rd Party Client Reviews
Client reviews from around the internet.
I, Steven Morgan met Mike Vasquez on Facebook. He has shown himself to be trust worthy. My wife did majority of the leg work so I’m going to allow her to say something. Esther: Mike is a very pleasant man. He went above and beyond to make sure we got the home we wanted. The interest rate he locked in for is absolutely wonderful. I highly recommend him to handle your business when looking to purchase your home.
Victoria Mendez is a true professional and incredible. I just closed escrow and being a first time buyer, I had numerous questions during the process. She was patient, incredibly knowledgeable and was accessible every single time making the process less arduous. Communication was key for my comfort level. I feel extremely satisfied with the service provided. Esther: Mike is a very pleasant man. He went above and beyond to make sure we got the home we wanted. The interest rate he locked in for is absolutely wonderful. I highly recommend him.
I can’t express the gratitude I have for Victoria and her team! Victoria and Joseph made it possible for us to build our dream home and the journey they have taken with us through every step of the way makes us feel like we are family. They are very professional, friendly and educated. Esther: Mike is a very pleasant man. He went above and beyond to make sure we got the home we wanted. The interest rate he locked in for is absolutely wonderful. I highly recommend him to handle your business when looking to purchase your home.