Buy or Sell a Home and You could Save Thousands

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

Welcome to Downtown Financial Group....

As a local mortgage brokerage based out of Northridge and servicing all of Southern California, our goal is to help families attain generational wealth through homeownership. Whether you are looking to make your mortgage more affordable by refinancing or you are looking to purchase your first ever home, we understand how valuable owning real estate and more importantly owning a home is!

We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.

Gaining expertise leads to greater confidence.



Our Loan Process...


Do your strategy consultation call with professionals


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

Your Home Loan Could Be

Fully Funded 30 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Downtown Financial Group. for your home loan or refinance, you can get your money and do what you want with it – usually in less than 30 days.
Creating a new family concept , marriage, love, buying a house for a new beginning of a married life
Retired Senior Couple Looking at Front of House
Happy teenager daughter lies on floor and draws

Why People Choose Us

Our first time home buyers and homeowners who refinance their homes cite our client service, amazing rates, and easy process as the top reasons they love working with us.

Dedicated Specialists

Our team of mortgage experts will help guide you through your loan process!

Success Stories

Join the hundreds of California families who buy and refinance their homes with Downtown Financial Group’s easy and amazing programs.

Free Estimates

Our estimates are free and at no-commitment. You can schedule a free prequalification or try our mortgage calculator.

6 Ways We Help You Lock in Lower Rates

Let our experienced team of Downtown Financial Group guide you through the buying or refinancing process quickly, efficiently, and confidently.


Secure Your Home Purchase Loan

Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.


Refinance for Better Rates

Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?


Compare Rates & Pick the Best

You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.


Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want. We will work very efficiently. Hope you will work with us.


Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals. This is amazing thing don't misses the chance.


Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you. Get this opportunity fastly.


Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

Today's Mortgage Rates

Our clients are the foundation of our success.

3rd Party Client Reviews


Client reviews from around the internet.

Downtown was awesome to work with

I, Steven Morgan met Mike Vasquez on Facebook. He has shown himself to be trust worthy. My wife did majority of the leg work so I’m going to allow her to say something. Esther: Mike is a very pleasant man. He went above and beyond to make sure we got the home we wanted. The interest rate he locked in for is absolutely wonderful. I highly recommend him to handle your business when looking to purchase your home.

Victoria helped me tremendously to secure…

Victoria Mendez is a true professional and incredible. I just closed escrow and being a first time buyer, I had numerous questions during the process. She was patient, incredibly knowledgeable and was accessible every single time making the process less arduous. Communication was key for my comfort level. I feel extremely satisfied with the service provided. Esther: Mike is a very pleasant man. He went above and beyond to make sure we got the home we wanted. The interest rate he locked in for is absolutely wonderful. I highly recommend him.

Very helpful and made the process easy.

I can’t express the gratitude I have for Victoria and her team! Victoria and Joseph made it possible for us to build our dream home and the journey they have taken with us through every step of the way makes us feel like we are family. They are very professional, friendly and educated. Esther: Mike is a very pleasant man. He went above and beyond to make sure we got the home we wanted. The interest rate he locked in for is absolutely wonderful. I highly recommend him to handle your business when looking to purchase your home.

Frequently Asked Questions

Our mission is to deliver reliable, latest news and opinions.
As a first time home buyer, your home buying options depend on various factors: your credit score, your income, your work history. We can help you find your buying options.
You should apply to buy a home whenever you feel financially ready. Whether you think your credit score, income, or current rates come into play the most important part is being financially ready.
Yes! Lots of buyers who purchased homes within the past few years may see today’s current rates and wonder how they can take advantage of these rates. We can help you refinance and lower your mortgage.
Your first step in buying a home is to get prequalified! You must know how much you can afford on a home loan prior to begin hunting for a house. Ask us how we can help you find your current home buying options.


Contact Us For A Free Consultation