Already own a home? Refinance rate are available at an all-time low. Find your refinance opportunity today!
We will match you with a loan program that meet your financial need. In short term liquidity, by striving to make funds available to them within 24 hours of application.
Your No Obligation Prequalification is Easy!
Once you answer the questions your answers will be analyzed so that we can begin to explore which home buying program works best for you.
If you like your options, one of our experts will contact you and explain your personal homebuying options. You will be able to ask our team member any questions you may have regarding home ownership!
Most online home shoppers simply want to learn what their options are to buy a home. That’s where Downtown Financial Group is most helpful! Our goal is to help you learn of your current options, and what you can do now to purchase a home when you are ready in the future!
We pride ourselves in putting our clients needs first at all times. This means that if you simply want a consultation so that you can decide if you want to buy a home later you can do that! Our team is not here to sell you a loan, we are here to educate you on the steps you need to take to achieve home ownership. When you are ready to buy a home we can begin that process!
We’re attentive to our clients and can offer you more than one loan option to fit your needs. We listen to your home owning goals first and help you find the best fit.
Finding the best loan program for you is our top priority, regardless of your financial background we will always have multiple loan programs for you.
As brokers we have access to various banks. That means that we can offer various rates on multiple loan programs.
Our clients are our priority. We put your needs before anything. Working with us ensures that you have access to your loan officer 24/7
As a local mortgage brokerage based out of Northridge and servicing all of Southern California, our goal is to help families attain generational wealth through homeownership. Whether you are looking to make your mortgage more affordable by refinancing or you are looking to purchase your first ever home, we understand how valuable owning real estate and more importantly owning a home is!
We value ourselves in helping families understand the home buying and refinancing journey. Often, lots of the terminology and steps one takes in purchasing a home can be stressful and confusing. We take our time in ensuring our clients are guided through each step and that they understand what is occurring at each step of the home buying process.
Our vision of home ownership is helping families understand that owning a home IS possible. Whether you are financially prepared now or whether families need to know the steps they need to take to be eligible for a home in the future, our goal is to educate families on what they need to do to own a home.
Our goal is for you and all of our clients to leave Downtown Financial Group one step closer to their home goals than they were before working with us. Whether they leave us with a new home, a refinanced mortgage, a free prequalification, or knowledge so long as we can help you elevate to the next step of home ownership we have attained our goal!
We are a full service mortgage brokerage. That means that we make the financial side of owning a home easy. Since we are not a bank or a direct lender, we have access to multiple financial institutions. This is helpful because we now have the ability to reach out to multiple banks to find the absolute best loan program for you.
We work as a team and really look out for you. There is no hidden fees in working with us, and we never charge you. Furthermore, as brokers we are able to look at various financial institutions. This means that we can always search for the lowest mortgage rates and niche programs that work with you. We also have excellent client service and you will have access to your mortgage loan specialist 24/7
As a mortgage brokerage you will never be paying us directly. We work with various banks who take care of our compensation. This allows us to make our prequalification free and at no cost, our only goal is to help you refinance or get into your first ever home!
Our brokerage was founded in 2018. We began as a small brokerage working out of an office in Downtown Los Angeles, hence the name Downtown Financial Group.
Our excellent client service and the need for families to find a team that they could trust to help them securely and quickly get into a home allowed for our team to grow quickly. In 2019 our team was able to open up a storefront and we are now based out of Northridge. Our team has over 50 combined years in the mortgage industry. We have team members who are consistently studying the market, learning of new trends, and that have seen various loan scenarios.
If you think you have a unique home owning situation we challenge you to bring it to us, odds are that our team has experienced something similar before and we will know how to take the necessary steps to ensure your home owning journey is successful!
Victoria Mendez is the founder and leader of Downtown Financial Group. Prior to being a mortgage loan specialist, Victoria worked all across the United States as a Corporate Trainer for the financial giant JpMorgan Chase & Co. better known as Chase Bank. During her time there Victoria attained leadership and people skills that allowed her to understand two components.
Victoria began working with loans in the late 2000s and has various experiences. She worked through the market crash of 2008 and that taught her valuable experience. Her knowledge and partnerships within the Southern California real estate community allows for her and the team to stay updated with constant changes in the market.
Furthermore Victoria and Downtown Financial Group have won awards Nationwide. In 2019 Downtown Financial Group was named as a Top #25 Brokerage in the National By Pacific Home Brokers. Victoria was also recognized by NAHREP as one of the top 250 Mortgage Experts in the Nation!
Our first time home buyers and homeowners who refinance their homes cite our client service, amazing rates, and easy process as the top reasons they love working with us.
The results speak for themselves, see our reviews from TrustPilot.
I, Steven Morgan met Mike Vasquez on Facebook. He has shown himself to be trust worthy. My wife did majority of the leg work so I’m going to allow her to say something.
Esther: Mike is a very pleasant man. He went above and beyond to make sure we got the home we wanted. The interest rate he locked in for is absolutely wonderful. I highly recommend him to handle your business when looking to purchase your home.
Victoria Mendez is a true professional and incredible. I just closed escrow and being a first time buyer, I had numerous questions during the process. She was patient, incredibly knowledgeable and was accessible every single time making the process less arduous. Communication was key for my comfort level. I feel extremely satisfied with the service provided.
I highly recommend Victoria for your mortgage needs. Couldn’t have purchased my home without you. Thank you Victoria and your entire team for all your hard work!
I can’t express the gratitude I have for Victoria and her team! Victoria and Joseph made it possible for us to build our dream home and the journey they have taken with us through every step of the way makes us feel like we are family. They are very professional, friendly and educated. They’re always available for us to ask questions, educate us about our loan process, and make us feel at ease. I would highly recommend Downtown Financial Group to anyone who is looking to buy their dream home for the first time or thinking of re-financing. They are amazing and exceptional!
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As a first time home buyer, your home buying options depend on various factors: your credit score, your income, your work history. We can help you find your buying options.
You should apply to buy a home whenever you feel financially ready. Whether you think your credit score, income, or current rates come into play the most important part is being financially ready.
Yes! Lots of buyers who purchased homes within the past few years may see today’s current rates and wonder how they can take advantage of these rates. We can help you refinance and lower your mortgage.
Your first step in buying a home is to get prequalified! You must know how much you can afford on a home loan prior to begin hunting for a house. Ask us how we can help you find your current home buying options.
Our mission is to help you find the best loan program for you.