Legal

Terms of Use

These Terms of Use govern your access to and use of the Downtown Financial Group website. By using the site, you agree to these terms in their finalized form.

1. Use of the Site

You may use this site for lawful, personal, non-commercial informational purposes only. You agree not to interfere with the site, attempt to gain unauthorized access, or use it in any manner that violates applicable law.

2. No Commitment to Lend

Information on this site is for general informational purposes only. It is not a commitment to lend, an approval of any application, or a rate lock. All loans are subject to underwriting, credit approval, appraisal, and program terms.

3. Intellectual Property

All content on this site — including text, graphics, logos, and design — is owned by or licensed to GoRascal Inc. and is protected by intellectual property laws.

4. Third-Party Links

The site may link to third-party websites. We are not responsible for their content, privacy practices, or services.

5. Disclaimers

The site is provided "as is" without warranties of any kind, express or implied, to the fullest extent permitted by law.

6. Limitation of Liability

To the fullest extent permitted by law, Downtown Financial Group and GoRascal Inc. are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site.

7. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-law principles.

8. Changes

We may update these Terms at any time. Continued use of the site constitutes acceptance of the updated Terms.

9. Contact

Questions about these Terms should be directed to teamvictoria@dfgmtg.com.

Last updated: September 2026